How can Lexington Law help you?
You might be curious:
"How important is my credit score and how does it affect my daily life (if at all)?"
"How am I going to benefit from Lexington Law’s services?"
It's important. Highly important. Here are 5 ways you would benefit by improving your credit score:
- They can help you obtain credit you were previously denied for. This might include credit cards, home loans, or other financing.
- They can help you get lower interest rates. With less than ideal credit, you may still be able to get a loan, but your interest rate will be much higher.
- They can help you get lower insurance premiums. Insurance companies often use your credit score as a determining factor when deciding your rates.
- They can help you get that apartment. Almost all landlords have minimum credit score requirements for potential tenants.
- They can help you get the job you want. Many companies now use your credit score as a determining factor in their hiring process.
Your credit score reflects your creditworthiness to the creditors, credit bureaus, insurance companies and even your landlord or employer. The higher your score, the more trustworthy you seem and the more opportunities you are eligible for, including lower interest rates.
The lower your score… The less trustworthy you seem. Your interest rate goes up and you might lose on opportunities, simply, because your score is too low.
Lexington Law will help you remove the negative items in your credit report. Even a single item removed, could result in a drastic, positive change.
You might be just one or few negative items away from long desired purchase, opportunity that otherwise wouldn’t appear and massive savings.
What does the credit repair process look like?
You might be wondering: “How do they do that?”
While it’s a complicated process indeed, and you’re truly better off leaving it to the professionals, it’s still valuable to know exactly how the repair process looks like.
Of course, Lexington Law will keep you properly informed about every step taken, but if you’re curious already, here’s the process:
They start by retrieving your credit reports from the credit bureaus to then analyze them, and find the items lowering your score.
Once they’re found, the professional assigned to your case sends dispute letters to the creditor responsible for the specific item.
Then they wait for responses and from there it can go two ways:
- The negative item is removed.
- Creditor denies the dispute.
If your assigned professional thinks it’s denied for no proper reason, he will take further action to defend your case under the Fair Credit Reporting Act.
The dispute process is repeated until they have achieved the expected or the best possible result.
You will be properly informed about every action taken and the results created. Additionally, you will receive credit mentoring, with access to a portal with educational resources. You are also welcomed to contact your representative to track the progress or for consulting matter.
The Concord Premier and Premier Plus also include access to online portal, which contains regularly updated information about your case.
How long does it take to improve your credit?
Each case is different. Some people see drastic improvements within a couple of months, some might need half a year.
The average time to achieve desirable results is around 6 months.
In very rare cases, it might take even up to a year. These cases typically include fraud or identity theft.
How to sign-up for Lexington Law?
Apply today and walk a step closer towards life, free of financial worries.
You can sign up using the link: *link here
Or give them a free call: *number here
They’ll help you decide how to deal with your case and walk you through the following steps.
The service can be cancelled anytime, hassle-free.