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The Credit People has 15 years of experience and they have helped more than 100,000 clients improve their scores. Their team is highly-trained and certified in laws that govern credit repair, including the Fair Credit Reporting Act and Fair Debt Collections Practices Act.
Their score-driven approach focuses on not just the removal of negative items, but also consulting you on how to improve your score in other ways. They will advise you on: when to open and close accounts, whether to apply for a new credit card, and will give you tips on how to deal with debt as efficiently as possible.
Once you sign up, you will be assigned a team, which will work with you throughout the entire process.
The Credit People are known as one of the most affordable credit repair companies. They charge $19 setup fee and $79 monthly fee, which is cheaper than most competitors. If you’d like to save even more, you can sign up for their six month, flat-rate membership, which costs $419.
The Credit People also offers 60-day, money-back guarantee.
No hidden fees. Everything is included.
60-day, money-back guarantee.
Access to educational resources.
24-hour online access.
Not BBB (Better Business Bureau) accredited.
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The Credit People keep the complicated credit repair process simple and understandable for everyone, and their pricing reflects that clearly.
There are no multiple, confusing pricing tiers and no hidden fees. All their services are conveniently included in a fixed, monthly membership or – you can choose the affordable, 6 month, flat-rate membership.
The monthly membership can be cancelled anytime, hassle-free. If you already know that your case might require some effort, we advise you to choose flat-rate membership, as most cases will require 6 months to achieve the best possible results. If this seems like too much of a commitment, you are free to use their 90-day, money-back guarantee, and receive your money back, no questions asked.
With both memberships, you’ll receive 24-hour access to your account, free credit reports, unlimited disputes and credit-repair related consultations.
Most people don’t realize the impact of their credit scores until it gets obvious. Creditors and Credit Bureaus are not aiming to educate people on the importance of a great score. The result? According to the FTC (Fair Trade Commission), at least one in five consumers have an error on their credit report.
The probability that your report contains inaccurate items is fairly high and these inaccurate items can have negative impact on your financial state. Starting from heightened interest rates, to denied home loans or even job positions.
The Credit People are aware of such consequences and their services are proven to deal with them effectively.
The Credit People can help you remove incorrect, outdated or simply misleading items from your credit report and drastically increase your score.
Here are 5 ways you would benefit by improving your credit score:
Once you sign up for The Credit People services, they will retrieve your credit reports from all credit bureaus and upload them onto your online account.
They will review your reports thoroughly and note all the mistaken, fraudulent and outdated items.
They will send a dispute letter for each of the items, and ask for their removal. The item will get removed or the responsible creditor , will require additional information. In that case, your assigned team will collect required information and send another dispute letter.
In addition to disputing negative items, they include other, credit-related services. For example, if you’re trying to qualify for a home loan or applying for a job, they will ensure the lender or employer get informed about the progress on your score.
They will also advise you on any credit-related questions, such as whether you should open a new credit card or how to deal with a certain debt.
You will also have access to their informative materials.
Your assigned team starts dispute process right away, and the creditors have 30 days to respond. If they fail to respond in 30 days, the item is removed. Even though some items might require additional information and additional 30 days, most people see improvements after the first round of dispute letters.
Achieving the best possible result usually takes up to 6 months. Only very severe cases that include fraud, identity theft or bankruptcies might require more.
Thinking whether The Credit People is the right choice? Their track record speaks for itself:
Apply today and walk a step closer towards life, free of financial worries.
You can sign up using the link: *link here
Or give them a free call: *number here
Call now to get your special offer